@Anonymous wrote:This is total BS, the bank won't do the deal because the vehicle is not worth what they sold it to you for and the dealer added a bunch of add ons to make more money off of you. Now they want to lower the price to get the car financed but want to force you to buy a warranty so they can still make their money. I would sign the deal for the lower price and agree to the warranty, once the financing goes through cancel the warranty and refinance the car with a credit union. That will really piss off the dealer because they are getting kick backs all over this deal but all you need to care about is taking care of yourself because the dealer is not dealing in an honest manner.
^^^Agree with workingfor850. Make sure you cancel the extended warranty after the financing goes through - you will have to be refunded the cost of this bogus warranty which appears to be $2k. The dealership will lose their huge commission on the warranty and the warranty cost will be credited to your principal balance. Make sure you do it in writing in case they try to wiggle out of cancelling the warranty. Then refi with a CU. 
If you do this quick enough, the dealership will lose their extra commissions on the sale of the vehicle financing to you....
Note: OP, you are right, the dealership can not tie in an extended warranty in order to finance you. Even the contract says in writing that the extended warranty is "optional". I totally believe you that the Finance office made it mandatory. It is one of the most common tricks in the business. The finance person makes huge money by forcing these worthless extended warranties onto buyers. You can only see how good or bad the warranty is by reading the warranty contract and normally the finance person will do anything in their power to not show you the actual warranty contract for which you are paying big bucks. That is the first sign it is a rip off. The only people that benefit from the warranty is the dealership, the warranty company and the finance person.