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Regular Contributor
Posts: 232
Registered: ‎11-30-2011
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State farm insurance

Does anyone know what CRA'S the major insurance companies pull? I live in Texas.


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
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Established Member
Posts: 113
Registered: ‎12-04-2012
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Re: State farm insurance

State Farm usually pulls TU and EQ reports although when I was in Chicago and I needed to insure my car, they pulled only EQ. So it somewhat varies from state to state I believe, each having a slight difference in their SoP.

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Valued Contributor
Posts: 2,493
Registered: ‎07-12-2012
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Re: State farm insurance

State Farm uses a new customer rating index which is multiple sources unknown lol I work for State Farm and they never speak of where info is from besides "unknown sources" lol For bank products it is TU or EQ though :smileyhappy:

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Regular Contributor
Posts: 232
Registered: ‎11-30-2011
0

Re: State farm insurance

Is it a hard pull?


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
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Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
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Re: State farm insurance

Auto or homeowners insurance will be a a soft pull.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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