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State farm insurance

Regular Contributor

State farm insurance

Does anyone know what CRA'S the major insurance companies pull? I live in Texas.


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
Goal Score: 740


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Message 1 of 5
4 REPLIES
Established Member

Re: State farm insurance

State Farm usually pulls TU and EQ reports although when I was in Chicago and I needed to insure my car, they pulled only EQ. So it somewhat varies from state to state I believe, each having a slight difference in their SoP.

Message 2 of 5
Community Leader
Senior Contributor

Re: State farm insurance

State Farm uses a new customer rating index which is multiple sources unknown lol I work for State Farm and they never speak of where info is from besides "unknown sources" lol For bank products it is TU or EQ though Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
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Message 3 of 5
Regular Contributor

Re: State farm insurance

Is it a hard pull?


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
Goal Score: 740


Take the FICO Fitness Challenge
Message 4 of 5
Super Contributor

Re: State farm insurance

Auto or homeowners insurance will be a a soft pull.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 5