I was successful in acquiring a 48 month refi @ 3.95% (previously 9.35% with two years left) with Nationwide Bank for $9,816 for an 06 Chev Equinox. no fees. no money down. 1% reduction for auto-debit. 1% reduction for money market account. I was surprised to find out from the loan closing specialist that my TU FICO was 709 while my EX score through SW remains at 659. My wife's TU score is 50 points higher at 758 and she secured a 48 month @ 3.45% for $15,792 for our 08 Honda CR-V. Total reduction per month was around $240 plus no payment in March! Now it's time to buckle down for the house hunt!
