Just got approved 3 weeks ago for a 2007 chevrolet silverado crew cab with 74,000 miles. ended up getting it for 53 months at 9.5 percent with 0 money down through chase. I went to the car dealership to get the approval however. My friend is the manager at the dealership and he said I could refinance in 12 moths. scores are TU 604 EX 634 eQ 656
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.