Scores as of 6-25-08:
Equifax: 662
TransUnion: 595
Experian: 593
I have a GW letter sent for my one and only late payment (on a credit card) made in Jan. of this year right after we moved into our new house and weren't getting all of our mail. I have had that account for over two years and that is the only time I have ever missed a payment.
I have had my current truck for four years and have made every payment on time and it is reported to all three.
I have one collection on my TU and Exp. reports that I have a PFD letter sent. I'm not sure it is even my account but it is only $96.00 so I hope they will accept the PFD so I can get rid of that blemish.
I am 23 years old and make a little over $43k/year (I'm a police officer). Do you think I can get approved for an auto loan if I attempt to get financing through a dealership?
Message Edited by BGMWPD320 on
06-27-2008 01:20 PM