Thinking about Toyota

[Anonymous]

I need to get a car.  I stopped at a Toyota dealer yesterday.  Told that they are strong and would be able to get me financing.  Worried about the credit market of course.  I should be close to 600.  Looking at used car that is 15000, I make around 24000 a year.  So my question is should I wait or is Toyota easier to get loans through.  Any advice would be helpful.

[dilligaf_racing]

Ive seen Toyota commercials offering 0% financing now on many models. Im not sure what score you would need to qualify. It looks like the competition between manufacturers will play a role now. If they start to make it impossible for people to get financing, they will be out of business. 

[Anonymous]

I think you need a score of 650 to qualify for the 0%.

[Anonymous]

Why in the world are you spending 15k on a car when you bring in 24k/yr (I'm assuming after taxes)?