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Frequent Contributor
sccredit
Posts: 309
Registered: ‎09-14-2012

Thinking about pulling the trigger this weekend!

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‎01-04-2013 12:56 PM - edited ‎01-04-2013 01:11 PM

Very much debating pulling the trigger on a new or used car this weekend.  Have my eyes on a Certified Hyundai Genesis Coupe and am on the phone with my local credit union about financing the car for me!  If they won't I'll look at DCU or USAA.  Fingers are crossed!  

 

Guess I should add that my scores are below and income is right at $100k a year.  Currently one auto loan financed ($22k) through the same credit union.  Looking for loan about $19k.

$97,500 Revolving Credit Lines
Credit Scores: EX 728 EQ 724 TU726
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Thinking about pulling the trigger this weekend!

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‎01-04-2013 01:28 PM

Hope it works out, keep us posted! :smileyhappy:
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Frequent Contributor
sccredit
Posts: 309
Registered: ‎09-14-2012

Re: Thinking about pulling the trigger this weekend!

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‎01-04-2013 01:29 PM

Told me everything looked good but needed an underwriter to sign off.  I hope it works...1.79% APR with Direct Deposit and Auto Pay.

$97,500 Revolving Credit Lines
Credit Scores: EX 728 EQ 724 TU726
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Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012

Re: Thinking about pulling the trigger this weekend!

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‎01-05-2013 07:33 AM

Congrats! I hope you enjoy your new car!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
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Frequent Contributor
sccredit
Posts: 309
Registered: ‎09-14-2012

Re: Thinking about pulling the trigger this weekend!

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‎01-07-2013 03:59 PM - last edited on ‎01-07-2013 04:33 PM by Moderator

Oh well, came back at 2.79% as a second car loan.  Not much too -edit about...

 

-edited to keep it G rated   -pizzadude, myFICO forums moderator

$97,500 Revolving Credit Lines
Credit Scores: EX 728 EQ 724 TU726
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Frequent Contributor
sccredit
Posts: 309
Registered: ‎09-14-2012

Re: Thinking about pulling the trigger this weekend!

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‎01-09-2013 08:14 AM

Couldn't do it, had the financing lined up, had the car about 20% off of sticker and couldn't pull the trigger.  Maybe I'll try again in a few months when I drop my son's private school tuition and after bonus time at work.

$97,500 Revolving Credit Lines
Credit Scores: EX 728 EQ 724 TU726
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