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Valued Contributor
Posts: 1,265
Registered: ‎09-14-2012
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Thinking about pulling the trigger this weekend!

[ Edited ]

Very much debating pulling the trigger on a new or used car this weekend.  Have my eyes on a Certified Hyundai Genesis Coupe and am on the phone with my local credit union about financing the car for me!  If they won't I'll look at DCU or USAA.  Fingers are crossed!  

 

Guess I should add that my scores are below and income is right at $100k a year.  Currently one auto loan financed ($22k) through the same credit union.  Looking for loan about $19k.

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: Thinking about pulling the trigger this weekend!

Hope it works out, keep us posted! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
Posts: 1,265
Registered: ‎09-14-2012
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Re: Thinking about pulling the trigger this weekend!

Told me everything looked good but needed an underwriter to sign off.  I hope it works...1.79% APR with Direct Deposit and Auto Pay.

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
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Re: Thinking about pulling the trigger this weekend!

Congrats! I hope you enjoy your new car!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
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Valued Contributor
Posts: 1,265
Registered: ‎09-14-2012
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Re: Thinking about pulling the trigger this weekend!

[ Edited ]

Oh well, came back at 2.79% as a second car loan.  Not much too -edit about...

 

-edited to keep it G rated   -pizzadude, myFICO forums moderator

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Valued Contributor
Posts: 1,265
Registered: ‎09-14-2012
0

Re: Thinking about pulling the trigger this weekend!

Couldn't do it, had the financing lined up, had the car about 20% off of sticker and couldn't pull the trigger.  Maybe I'll try again in a few months when I drop my son's private school tuition and after bonus time at work.

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

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