Reply
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Thinking about purchasing a car soon...


zeusta20 wrote:

oh yea, thats already a given.lol. Once I get a car, I plan on making extra payments.


I am not sure if USAA offers loans to non-military. I would check them out whether you are a member or not.

 

Having a low rate pre-approve before walking into the dealer is a great tool.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor
Posts: 586
Registered: ‎02-22-2011
0

Re: Thinking about purchasing a car soon...

I was actually thinking about that. Either USAA or NFCU. I'm sure I can find a way in some how. I have plenty of family thats in the military or USED to be.

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
GARDENING SINCE 07/13/13
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Thinking about purchasing a car soon...

[ Edited ]

zeusta20 wrote:

I was actually thinking about that. Either USAA or NFCU. I'm sure I can find a way in some how. I have plenty of family thats in the military or USED to be.


Oh, your set then. If you can get a CSP. Then you can get an auto loan from one of them.

 

A basic USAA membership doesn't require anything. A full USAA membership requires one of your parents to have one of their insurance products.

 

NFCU, lots of ways in.

 

I hope that personal loan is on your credit report. Get it paid off. Save some money. Make sure you cc balances are low. Then wait a month and apply.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor
Posts: 586
Registered: ‎02-22-2011
0

Re: Thinking about purchasing a car soon...


Dustink wrote:

zeusta20 wrote:

I was actually thinking about that. Either USAA or NFCU. I'm sure I can find a way in some how. I have plenty of family thats in the military or USED to be.


Oh, your set then. If you can get a CSP. Then you can get an auto loan from one of them.

 

A basic USAA membership doesn't require anything. A full USAA membership requires one of your parents to have one of their insurance products.

 

NFCU, lots of ways in.

 

I hope that personal loan is one your credit report. Get it paid off. Save some money. Make sure you cc balances are low. Then wait a month and apply.


Yea! Thats what I'm currently in the process of doing. I don't want to get a car yet because I don't like to have multiple bills all at once. If I can regulate and manage the amount of money going out to bills, I'd rather do that. So I'm trying to pay off my PL first before anything. Or at the VERY LEAST, half of it.

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
GARDENING SINCE 07/13/13
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.