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To apply or wait it out?

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bob1320
Member

To apply or wait it out?

Here is my situation. I found a truck I really like for sale. However a few months ago a was late on a house payment so it showed on my credit report. I have since payed the late payment and I am now up to date, however when i pulled my transunion report it has not yet been updated. My experian report has been updated though and reflects me being up to date. Now my question is should I wait until trans union is updated to apply for the loan or will the banks know from my experian report that I am up to date on everything and TU just hasn't updated yet?
Thanks for your help!
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1 REPLY 1
spike69
Frequent Contributor

Re: To apply or wait it out?

Can you call the creditor to be sure they have reported the updated status to all three CRAs? If not- you can send documentation directly to TU and ask them to update your CR.

Message 2 of 2
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