12-22-2012 10:53 AM - edited 12-22-2012 10:57 AM
My Auto loan hit all 3 CBs. Good news is i did nt loose 30 points. I think i lost about 3-5 points. But when all 3 new credit accounts, applied for Chase freedom (3000), Amex gold skymiles (2500), BCP(1000) hit my report with the Auto loan, i lost a total of 17 points. I am now at 696 instead of 713 in trans union. Equifax did not move at all- auto loan and all cards gave me SW alert but no change in score. I dont mind that.
12-23-2012 12:57 PM
How long did it take for your auto loan to hit your credit? I'm still waiting for mine. The inquires are there but it has not reported yet.
12-27-2012 07:20 PM
kese! congrats on the car. i did the same thing on aug 30th hence my last inqueries.
they pulled all three reports twice for me. tu was auto enhanced at 707 when i pulled that morning from here it was 689 so i wasnt complaining.
got the 0% deal as well.
and maiden my loan hit about 10 days after my first payment. so about the 11th of october.
|Current: Discover Fico 701 10/14 Walmart Fico 689 9/14|
Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
12-29-2012 02:02 AM
Thanks for the info creditnocash!
I can't wait for mine to hit! My first payment is next month! I want to see how it's going to affect my credit mix
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO