12-22-2012 10:53 AM - edited 12-22-2012 10:57 AM
My Auto loan hit all 3 CBs. Good news is i did nt loose 30 points. I think i lost about 3-5 points. But when all 3 new credit accounts, applied for Chase freedom (3000), Amex gold skymiles (2500), BCP(1000) hit my report with the Auto loan, i lost a total of 17 points. I am now at 696 instead of 713 in trans union. Equifax did not move at all- auto loan and all cards gave me SW alert but no change in score. I dont mind that.
12-23-2012 12:57 PM
How long did it take for your auto loan to hit your credit? I'm still waiting for mine. The inquires are there but it has not reported yet.
12-27-2012 07:20 PM
kese! congrats on the car. i did the same thing on aug 30th hence my last inqueries.
they pulled all three reports twice for me. tu was auto enhanced at 707 when i pulled that morning from here it was 689 so i wasnt complaining.
got the 0% deal as well.
and maiden my loan hit about 10 days after my first payment. so about the 11th of october.
|Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012
|Amex Zync(Unicorn) |
12-29-2012 02:02 AM
Thanks for the info creditnocash!
I can't wait for mine to hit! My first payment is next month! I want to see how it's going to affect my credit mix
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