My Auto loan hit all 3 CBs. Good news is i did nt loose 30 points. I think i lost about 3-5 points. But when all 3 new credit accounts, applied for Chase freedom (3000), Amex gold skymiles (2500), BCP(1000) hit my report with the Auto loan, i lost a total of 17 points. I am now at 696 instead of 713 in trans union. Equifax did not move at all- auto loan and all cards gave me SW alert but no change in score. I dont mind that.
How long did it take for your auto loan to hit your credit? I'm still waiting for mine. The inquires are there but it has not reported yet.
kese! congrats on the car. i did the same thing on aug 30th hence my last inqueries.
they pulled all three reports twice for me. tu was auto enhanced at 707 when i pulled that morning from here it was 689 so i wasnt complaining.
got the 0% deal as well.
and maiden my loan hit about 10 days after my first payment. so about the 11th of october.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
My loan took a month or so to report, I lost 4 points on my EQ.
Congrats on the loan, id love to get a zero percent.
Thanks for the info creditnocash!
I can't wait for mine to hit! My first payment is next month! I want to see how it's going to affect my credit mix