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Let me first thank all of you who graciously offer their time and expertize on this site.
Here is my situation:
4 cars paid in 11 years, no lates on anything in my reports. I placed my wife as joint on 3 of the car loans to help with her scores.
Cc utilization @16% limit 30,000 on 2 cards total
AAoA 11 years
Have not pulled any scores yet but the Experian creditxpert score summary is 794.
Thanks in advance
@Anonymous wrote:Let me first thank all of you who graciously offer their time and expertize on this site.
Here is my situation:
4 cars paid in 11 years, no lates on anything in my reports. I placed my wife as joint on 3 of the car loans to help with her scores.
@Anonymous utilization @16% limit 30,000 on 2 cards total
AAoA 11 years
Have not pulled any scores yet but the Experian creditxpert score summary is 794.
Thanks in advance
You're top tier. You'll have no problems buying anything within the confines of your income.
Thank you for your reply. Do you have any advice on internet shopping? I just do not have the time to hit dealers to haggle.
@Anonymous wrote:Thank you for your reply. Do you have any advice on internet shopping? I just do not have the time to hit dealers to haggle.
Use a buying service. Are you an Amex card member?
No amex.
Just a capital one and citi world
@Anonymous wrote:No amex.
Just a capital one and citi world
Check out zag.com.
Ok looked there. The incentives that were shown only listed the 3000 rebate and not the 0 APRs ( for top tier). If I fill out the request, I should be able to get the ball rolling, but can I inform them I am only interested in the 0 APRs?
@Anonymous wrote:Ok looked there. The incentives that were shown only listed the 3000 rebate and not the 0 APRs ( for top tier). If I fill out the request, I should be able to get the ball rolling, but can I inform them I am only interested in the 0 APRs?
Zag takes cash rebates into consideration. I would have to make a call tomorrow to find out for sure but I doubt they're offering a rebate with the special rates. Without the rebate how did the quotes come in? They're usually behind invoice.