Toyota financing Tier rates?

[joeblow2]

Does anyone know what Tier rates Toyota financing uses? What is there min score required for their best rates?

[Schoolbuskid]

I believe i read that you need at least a 680 to get the good rates!

[joeblow2]

So u only need a 680 to get their best rates? thats low  compared to other auto finance co.

[MattH]

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@joeblow2 wrote:
Does anyone know what Tier rates Toyota financing uses? What is there min score required for their best rates?

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According to this

• TIER 1+ FICO 720+ (UP TO 60 MOS) 5.90
• TIER 1 FICO 719-690 (UP TO 60 MOS) 5.95
• TIER 2 FICO 689-670 (UP TO 60 MOS) 7.35
• TIER 3 FICO 669-650 (UP TO 60 MOS) 9.30
• TIER 4 FICO 649-630 (UP TO 60 MOS) 13.50
• TIER 5 FICO 629-610 (UP TO 60 MOS) 15.75
• TIER 6 FICO 609-580 (UP TO 60 MOS) 17.75
• TIER 7 FICO 579-520 (UP TO 60 MOS) 19.10

[joeblow2]

Thx. 1 more ? does anyone have the latest tier rates of Infiniti financing ?

[Schoolbuskid]

Thanks Matt for the clarification!

[MattH]

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@joeblow2 wrote:

Thx. 1 more ? does anyone have the latest tier rates of Infiniti financing ?

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I did some looking around and could not find a table for them, but I suspect they'll be at least roughly comparable to what I found for Toyota.

[poet]

As this is a Scion table for a particular dealer, can we be sure it applies to the regular Toyota make at all dealers nationwide?

[Creditaddict]

650 with Toyota gets you tier 3 and that qualifies for the special financing or lease specials.

I had about a 655 with Infiniti when I got the promo APR for a new QX56, not sure if they still as easy, as that was before the credit crash.

[laz98]

720+ & you still have to pay over 5%???  WTH?