Last month I received 2.9% financing from Toyota with a Equifax score of 683.
NICE! It is for a new car right? How about the amount and term?
I'm trying to swing a used Prius or new Versa, but even the 2-3-year-old models are going for new prices on dealer lots. I know what I can afford (not much, due to needing a low-mileage car paid off within 36 mos. max), but how much do you guys think the Toyota dealers in particular are inflating the out-the-door price? $3-4K?
what city and state did you get 2.9% with a score of 683
Realize this is an old topic, but I got Tier 1 with Toyota 2 times in February 2008 with a similar score in Norfolk, VA and once in San Diego, CA June of 2010 with a slightly lower score.
Edited to add cities.