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Startingover, I was responding to Corey's comment as he is trying to get financed NOT refinanced through road loans with a horrid interest rate.
I would recommend either using the quote function or a @Rev: or something identifying the post/person being replied to.
Admittedly the mobile version of this forum isn't quite as facile as I'd personally like, but the second method can be used to prevent confusion even in that scenario.