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I'm trying to finance a used Subaru Forester @ $10,500. My credit score with EXP is 670, I'm not sure about TU & EQ. The problem is, I've never financed a vehicle before. I have 1 credit card with a limit of $2,000 and I have no late payments for the last 5 years. My bank will not finance me, so I thought of applying jointly with my wife. She has decent credit and we have never been late on her car payment (2+ years). Anyone have any suggestions on the best way to get financing? I'm in need of a newer car... mine is almost dead!
Hello,
If she co-signs on the note with you your chances should be greater of getting aproved. Your score isn't bad at all. does your bank give you a reason as to why they won't give you a loan?? Becuase i would think you should be fine even by yourself.