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Trying to get an auto loan...

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Anonymous
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Trying to get an auto loan...

I'm trying to finance a used Subaru Forester @ $10,500.  My credit score with EXP is 670,  I'm not sure about TU & EQ.  The problem is, I've never financed a vehicle before.  I have 1 credit card with a limit of $2,000 and I have no late payments for the last 5 years.  My bank will not finance me,  so I thought of applying jointly with my wife.  She has decent credit and we have never been late on her car payment (2+ years).  Anyone have any suggestions on the best way to get financing?  I'm in need of a newer car... mine is almost dead!

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Anonymous
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Re: Trying to get an auto loan...

Hello,

 

If she co-signs on the note with you your chances should be greater of getting aproved. Your score isn't bad at all. does your bank give you a reason as to why they won't give you a loan?? Becuase i would think you should be fine even by yourself.

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