Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! 
Last App: 4/5/13 Gardening until July 2014
Starting Score: 610
Thanks everyone. I am so estatic-i've been dancing since I got off the phone. The online app said I was not approved but I bit the bullet and called today- rep said your app was approved.
Cap One letter just came, denail reason too many inquiries. Should I call and see if I can change that to a yes, and hopefully a lower rate?
Hi everbody.
I am just updating hanging on to loan. I just found out I have to come up with 20 down, I had 10 so I gotta find the other 10. I am also thinking about waitng until pres. day sales to see if I'll get a better deal. I decided on 2010-12 CR-V, but dont want to spend more 18-20, (20 is like if I fall in love with car and everything about it). I also know that car dealers tend to be less aggressive & willing during tax season.
What do you guys think?
Thanks so much for your help.
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