06-02-2013 12:05 PM
So i just joined USAA full member and curious if others have aquired auto loans from them. Looking to buy either a new auto or certified pre-owned between AUG-SEPT.
Your Credit Score When Approved:
Im curious how good USAA to everyone.
06-02-2013 01:52 PM
Loan Amount: $12,000
Your Credit Score When Approved: EQ 617
06-02-2013 04:08 PM
Was actually just approved on Fri. I'm looking to buy within the next month.
Loan Amount: 80k
Term: 84 months
Credit Score : 750
I think I also have the option of a 72 month loan with a lower interest rate around 2.75%.
06-08-2013 05:29 AM
06-08-2013 12:33 PM
I just got my loan through USAA two weeks ago for a used SUV.
Loan Amount: $19,000
Term: 60 months
ARP: 2.24% (would have been 1.99%, but I declined setting up automatic payments)
Credit Score When Approved: 767
The dealership I bought from didn't even try to beat the rate.
I love USAA! I just recently joined with them as a full member. Now I have insurance, a car loan and a World Mastercard with them. I'm also plan on opening a checking account with them in the next couple days. Their customer service is amazing!!
06-22-2013 09:00 PM
How did you guys know your score at approval? Did USAA give it to you or was it from here?
I pulled my score before I applied so I would know but USAA actually gave me a report with my score on it which was higher than what I had before I applied.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.