06-02-2013 12:05 PM
So i just joined USAA full member and curious if others have aquired auto loans from them. Looking to buy either a new auto or certified pre-owned between AUG-SEPT.
Your Credit Score When Approved:
Im curious how good USAA to everyone.
06-02-2013 01:52 PM
Loan Amount: $12,000
Your Credit Score When Approved: EQ 617
06-02-2013 04:08 PM
Was actually just approved on Fri. I'm looking to buy within the next month.
Loan Amount: 80k
Term: 84 months
Credit Score : 750
I think I also have the option of a 72 month loan with a lower interest rate around 2.75%.
06-08-2013 05:29 AM
06-08-2013 12:33 PM
I just got my loan through USAA two weeks ago for a used SUV.
Loan Amount: $19,000
Term: 60 months
ARP: 2.24% (would have been 1.99%, but I declined setting up automatic payments)
Credit Score When Approved: 767
The dealership I bought from didn't even try to beat the rate.
I love USAA! I just recently joined with them as a full member. Now I have insurance, a car loan and a World Mastercard with them. I'm also plan on opening a checking account with them in the next couple days. Their customer service is amazing!!
06-22-2013 09:00 PM
How did you guys know your score at approval? Did USAA give it to you or was it from here?
I pulled my score before I applied so I would know but USAA actually gave me a report with my score on it which was higher than what I had before I applied.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO