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Hi!
I just checked "My Offers" on my USAA online account and it shows that I have a pre-approval for an auto loan of up to $50,000 with 4.29% interest. Does anyone know if this means that I am automatically approved or will I have to apply and get hit with inquiries and possibly not be approved?
Thanks for the help guys!!
Your Approved from what I have read but you usually don't end up with the full 50k to shop, once you apply they will give you the highest you qualify for.
Thanks for the reply, Creditaddict! I don't mind not getting the full $50k! I can't afford a $50k car anyway!
Do you know if they will hard or soft me?
They will do a hard hit for the actual application. Your pre-approval was most likely granted from a soft hit.