05-06-2012 09:10 AM
05-06-2012 04:16 PM
gerards6634 wrote:
Do your credit card utilization have an impact on your auto enhanced score?
Yes, along with aspects of your entire CR. The auto-enhanced FICO is just like the Classic, but the auto aspect/history/mix is paid attention to moreso than the auto in the Classic score.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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