05-09-2013 09:18 AM
Dropped my son at school and shortly thereafter my minivan engine started cutting out and driving jerkily...barely moving. Engine light came on. I was totally freaked bc I was in my fuzzy pink bathrobe and didn't want to get stranded...OMG!! So, I floored it, there was a snap and the engine kicked back in but the check engine light stayed on. Barely made it home...whew!!!
05-09-2013 01:17 PM
Well at least change into your soccer mom clothes before you hit the dealerships! Seriously, unless you have been considering a new car already then an intermittent problem with your current vehicle is no reason to panic. I am not a mechanic in the least (that's what I have credit cards for) but running it by a shop they can get the codes that will tell them what's the matter. From there you can make a more informed decision.
But if your post was in jest or your ready to just dump the minivan and get a sports car then "You go girl!!!"
05-09-2013 09:47 PM
05-09-2013 09:48 PM
05-10-2013 01:40 PM
You don't address what kind of car it is so no one can tell you if it worth fixing.
We also don't know if you are already eyeing a new car and this is just your motivation to get out there.
No judgment here, I am notorious for trading in a car because it has given me a couple of problems :-)
05-11-2013 03:06 AM
I'd been planning on app-ing for a new car but wasn't *quite* ready yet. My minivan is a 10 year old Toyota Sienna with 175k + miles on it. I never changed the timing belt which is apparently a no-no. I was afraid it was that but my step-dad thinks it's a fuel injector. I will probably have a mechanic look at it and if it's reasonable to fix it I will before selling it. From looking at Edmunds it's only worth maybe $3500-$4000 best case scenario. I can't decide whether to just trade it in or try to sell it on Craigslist. I will probably ask the dealer what they'll give me and if it's reasonable go with that. I'm kinda scared of dealing with people off of Craigslist or eBay.
I definitely need a car, and a reliable car. I am a working single Mom with 100% custody.
The good news is that I went ahead and app-ed at NFCU and....drumroll....$40k loan for 1.79%!!! I can't BELIEVE it. Back in October I was looking at a 17% type loan with my credit score then. I just sent off my order for a new Audi Q5!!! So excited!!!
05-11-2013 10:33 PM
05-11-2013 10:54 PM
05-11-2013 10:57 PM
Congrats on your approval and the new car that will follow! How long did it take to get your approval through NFCU? I just applied like 5 minutes ago and the suspense is killing me. Lol
I started out app-ing online but then wasn't sure how to report my income (use last years taxes which include fairly typical stock sales or just use straight salary) so I called.
I was probably on the phone with the agent for around 30-40 minutes. I ended up in review. Had to answer some identity questions which were probably related to the fact that I have a fraud alert on my account from the Hippa proces. They then asked me to fax them my last two paychecks which I found VERY surprising given that I'd discovered they had used The Work Report previously to confirm my income when I applied fo rmembership (unbeknownst to me)
After I faxed in my docs it was maybe a 1/2 hour to an hour before it was approved.
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