Reply
Member
Posts: 6
Registered: ‎12-09-2012
0

Used AUTO LOAN HELP

Equifax - 593 6/27/13
BK Discharged 10/13

im looking for an 04-06 srt10 Ram pickup. books out around $21k. I'm looking to purchase sometime after the 1st of 2014 making it a little over a year since discharged. I have recently opened 3 CC and one secured $1000 personal loan, All payments made on time, balances kept low, iv gone from 480's to a 593 in 8 months and was hoping to be in 620's+ when the time comes next year. being that the trucks book around $21k and actually go for around $23k what banks are offering 125% advance on 04-06 vehicles to BK customers ??? Another option im open to is 100% advance with me putting $2k down ...still, who will approve my auto loan after 1 + year BK

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.