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Used AUTO LOAN HELP

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Used AUTO LOAN HELP

Equifax - 593 6/27/13
BK Discharged 10/13

im looking for an 04-06 srt10 Ram pickup. books out around $21k. I'm looking to purchase sometime after the 1st of 2014 making it a little over a year since discharged. I have recently opened 3 CC and one secured $1000 personal loan, All payments made on time, balances kept low, iv gone from 480's to a 593 in 8 months and was hoping to be in 620's+ when the time comes next year. being that the trucks book around $21k and actually go for around $23k what banks are offering 125% advance on 04-06 vehicles to BK customers ??? Another option im open to is 100% advance with me putting $2k down ...still, who will approve my auto loan after 1 + year BK