I am super excited that I was approved for 0% interest on the purchase of my new car. VW pulled my Transunion score and thank goodness that it was 708 high enough to qualify for 0 interest. I must say that my first dealer experience was very pleasant and I felt like I was in control and not the salesman. I can say that it certainly pays off to do your research and keep track of your credit. The Fico forums have been very beneficial and I will continue to use it so I can be in the 800 club soon!!!!!!!
Starting Score: 620
I hope to hit 700 soon....
In response to your message, I have not updated my FICO Challenge scores but here is some info. VW creditors only pull your Transunion score for the loan. As of last week my score is in the 700's but this I know for sure is that you need a 700 or higher in order to qualify for a 0% interest loan. If and when you are ready to purchase a vehicle check your scores ahead of time and ask the salesman which one they use to check your credit if TU EXP or EQ. Good luck with your endeavors.
4sarahg wrote:In response to your message, I have not updated my FICO Challenge scores but here is some info. VW creditors only pull your Transunion score for the loan. As of last week my score is in the 700's but this I know for sure is that you need a 700 or higher in order to qualify for a 0% interest loan. If and when you are ready to purchase a vehicle check your scores ahead of time and ask the salesman which one they use to check your credit if TU EXP or EQ. Good luck with your endeavors.
thanks for the heads-up! it all makes more sense now that you mentione dyou re in the 700 club.
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