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I am wondering if my vehicle breaking down a month after I bought it is enough to dispute it? I also would like to know whether or not after it was repo'd; I started making payments and they still reported it as a collection and should I take enough time to get rid of the collection status. I have paid off this repossession now. Just FYI.
@officerfarva11 wrote:I am wondering if my vehicle breaking down a month after I bought it is enough to dispute it? I also would like to know whether or not after it was repo'd; I started making payments and they still reported it as a collection and should I take enough time to get rid of the collection status. I have paid off this repossession now. Just FYI.
I would say No to your first question ~ you're responsible for paying the note regardless of whether the car drives or not. Did the car come with a warranty ?
If you have paid it now, I'd start sending GW letters to request that they remove the derogatory information from your credit reports.
What exactly is a GW letter?
@officerfarva11 wrote:What exactly is a GW letter?
A GW letter is a Goodwill Letter
I suggest you spend some time reading around the site.