WOOHOO REFI

[NikJ4]

I was able to refi my vehicle thru the Generations FCU here in my city a month after purchasing a vehicle. I went from a jacked up 18% from GM Financial/Americredit to 6%. Cant get any sweeter than that for me. Then on top of all of this, I have not made the first payment and now with the new loan, my first payment isnt due until Aug 1st. WOOHOO!!!! Can you say WINNING!

[webhopper]

Congrats! Just make sure they send in the payoff check before your payment is due; otherwise you can be penalized

[NikJ4]

Will do. Thanks

[pizzadude]

Congrats on the refi ~ that's a huge rate drop.   How much lower will your monthly payments be ?

[Revelate]

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@NikJ4 wrote:

I was able to refi my vehicle thru the Generations FCU here in my city a month after purchasing a vehicle. I went from a jacked up 18% from GM Financial/Americredit to 6%. Cant get any sweeter than that for me. Then on top of all of this, I have not made the first payment and now with the new loan, my first payment isnt due until Aug 1st. WOOHOO!!!! Can you say WINNING!

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After one month?  Damn .

Oh well, I've already paid out my auto loan through December so I guess I'll idle on the tradeline as planned for another two months.  That's completely excellent, many congrats senorita!

[NikJ4]

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@pizzadude wrote:

Congrats on the refi ~ that's a huge rate drop.   How much lower will your monthly payments be ?

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$200 a month.... 18% down to 6% was a HUGE savings

[NikJ4]

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@Revelate wrote:

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@NikJ4 wrote:

I was able to refi my vehicle thru the Generations FCU here in my city a month after purchasing a vehicle. I went from a jacked up 18% from GM Financial/Americredit to 6%. Cant get any sweeter than that for me. Then on top of all of this, I have not made the first payment and now with the new loan, my first payment isnt due until Aug 1st. WOOHOO!!!! Can you say WINNING!

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After one month?  Damn .

Oh well, I've already paid out my auto loan through December so I guess I'll idle on the tradeline as planned for another two months.  That's completely excellent, many congrats senorita!

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thru Dec? Sweret! Thanks a bunch.