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What Credit Bureau does Navy Federal pull from?

Frequent Contributor

What Credit Bureau does Navy Federal pull from?

Hello:

 

Before I call them, I thought I would ask.

 

I am thinking about getting a car through NFCU and would like to know which bureau they pull your credit report from?

 

Thank you!

12 REPLIES
Regular Contributor

Re: What Credit Bureau does Navy Federal pull from?

They pulled EQ for mine.

Re: What Credit Bureau does Navy Federal pull from?

They pulled transunion for me, although they sometimes will pull equifax. Good luck
Senior Contributor

Re: What Credit Bureau does Navy Federal pull from?

EQ, I had to call them and release my freeze.

Moderator Emeritus

Re: What Credit Bureau does Navy Federal pull from?

They pulled EQ for my new car loan in October 2012.

 

They pulled TU for my auto refinance in March 2012... my EQ was frozen at the time (i offered to unfreeze that report but they said it wasn't necessary)


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Frequent Contributor

Re: What Credit Bureau does Navy Federal pull from?

Can you request whoch report to pull from or to not pull from?

My TU is 30 points lower than my other 2.

Established Member

Re: What Credit Bureau does Navy Federal pull from?

You might be able to if you call in the application. I applied for the NAVcheck and a auto refinance yesterday. One department pulled transunion and the other pulled equifax. Both approved and this was after applying for the cash rewards card on Monday.
Frequent Contributor

Re: What Credit Bureau does Navy Federal pull from?

They pulled Equifax for me last month. Good luck

Regular Contributor

Re: What Credit Bureau does Navy Federal pull from?

They pulled both TU and EQ for me on credit cards and navchek

Established Member

Re: What Credit Bureau does Navy Federal pull from?

They pulled my EQ for my purchase on 4/14. Got approved for 21k... Great bank to do business with.


Starting Score: EQ: 601 TU: 597 EX: 623
Current Score: EQ: 688 TU: 692 EX: 693
Goal Score: 720


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