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What did you buy?

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MyLoFICO
Valued Contributor

Re: What did you buy?


@Anonymous wrote:

2016 Audi Q5 preimum plus 


Nice! 2.0 or 3.0?  The interior looks pretty sweet too. Not a bad price either. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 51 of 102
Saleen099
Senior Contributor

Re: What did you buy?

image.jpegimage.jpegimage.jpeg

Message 52 of 102
MyLoFICO
Valued Contributor

Re: What did you buy?


@Saleen099 wrote:

image.jpegimage.jpegimage.jpeg


Now THAT is sick! I would drive that! Smiley Tongue


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 53 of 102
Anonymous
Not applicable

Re: What did you buy?

2016 Base Model Kia Soul.  No bells and whistles...just a silver automatic.  List price $18500 before dealer mark up.   Didn't negotiate when then offered me $3500 for my 2011 Kia Forte with 108K miles that I also bought from the dealer (the Soul is my 3rd).  $400 rebate for being a veteran.  Bought the 100K Platinum Wrap coverage ($1700), GAP ($500) and Trident protection($1000+).  I'm moving to Arizona next week which is why I bought the Trident and not pay for a sunroof and leather seats.  Got the 0% financing and first two payments covered by Kia Motor Finance.  Amount financed just under $21K.  $317/month for 66 months with first two paid. No payments until October. Then I rocked my ride with a $1700 amp/subwoofer to complement the basic Kia radio w/Sirius.  Now I'm ready for the ride from Oregon to Phoenix next week.  719EQ, 708EX, 711TU at time of purchase.  Credit pulled twice for car (CREDCO-all three and Kia Motor Finance-EQ).  Maybe not the best deal but my goals were met. $300/month payments and $20K financed.  Back in the garden I go until a possible HELOC refi next year.  Just about a year in it until the car purchase last week.

Message 54 of 102
MyLoFICO
Valued Contributor

Re: What did you buy?


@Anonymous wrote:

2016 Base Model Kia Soul.  No bells and whistles...just a silver automatic.  List price $18500 before dealer mark up.   Didn't negotiate when then offered me $3500 for my 2011 Kia Forte with 108K miles that I also bought from the dealer (the Soul is my 3rd).  $400 rebate for being a veteran.  Bought the 100K Platinum Wrap coverage ($1700), GAP ($500) and Trident protection($1000+).  I'm moving to Arizona next week which is why I bought the Trident and not pay for a sunroof and leather seats.  Got the 0% financing and first two payments covered by Kia Motor Finance.  Amount financed just under $21K.  $317/month for 66 months with first two paid. No payments until October. Then I rocked my ride with a $1700 amp/subwoofer to complement the basic Kia radio w/Sirius.  Now I'm ready for the ride from Oregon to Phoenix next week.  719EQ, 708EX, 711TU at time of purchase.  Credit pulled twice for car (CREDCO-all three and Kia Motor Finance-EQ).  Maybe not the best deal but my goals were met. $300/month payments and $20K financed.  Back in the garden I go until a possible HELOC refi next year.  Just about a year in it until the car purchase last week.


Congrats on the new ride! As long as you are happy, that is all that counts. I always walk away from deals thinking I could have done better though. lol Maybe its just me being a skeptic. I too added to my existing (poor quality) factory stereo. Door speakers, amp and sub. Well worth the money! 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 55 of 102
nycplayboy78
Regular Contributor

Re: What did you buy?

Hello my fellow MyFicoers Smiley Happy

 

Well yesterday I purchased a 2017 Cadillac XT5 Platinum SUV in the Adriatic Metallic Blue color with the Maple Sugar interior Smiley Happy

 

Bank Info:

 

PenFed @ 1.49% financed $48K @ 60 months

 

Down Payment --> $15K + I paid TTL ($2700) --> $17,700 --> 25% down

 

Warranties --> $5800 I paid that outside of the loan as well

 

So the vehicle was $65K total and I came out on top with positive equity and how for the pictures Smiley Happy

 

2017 XT5-5.jpg

 

2017 XT5-3.jpg

 

2017 XT5-4.jpg

 

2017 XT5-6.jpg

 

2017 XT5-2.jpg

 

2017 XT5-1.jpg


EX08 801 EQ08 812 TU08 805 Total Credit Line: $100K+
Message 56 of 102
MyLoFICO
Valued Contributor

Re: What did you buy?


@nycplayboy78 wrote:

Hello my fellow MyFicoers Smiley Happy

 

Well yesterday I purchased a 2017 Cadillac XT5 Platinum SUV in the Adriatic Metallic Blue color with the Maple Sugar interior Smiley Happy

 

Bank Info:

 

@Anonymous @ 1.49% financed $48K @ 60 months

 

Down Payment --> $15K + I paid TTL ($2700) --> $17,700 --> 25% down

 

Warranties --> $5800 I paid that outside of the loan as well

 

So the vehicle was $65K total and I came out on top with positive equity and how for the pictures Smiley Happy

 

2017 XT5-5.jpg

 

2017 XT5-3.jpg

 

2017 XT5-4.jpg

 

2017 XT5-6.jpg

 

2017 XT5-2.jpg

 

2017 XT5-1.jpg


That is really nice! Is that AWD (All Wheel Drive) I see on the back? That interior looks like it would be hard to clean but it looks very nice!


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 57 of 102
Anonymous
Not applicable

Re: What did you buy?

Is that a suede/nubuck dash on the Cadillac? Beautiful vehicle. For some reason I like the color names they've selected.

I can't even afford to drive by Aston Martin and that disgustingly beautiful convertible. Enjoy it!
Message 58 of 102
nycplayboy78
Regular Contributor

Re: What did you buy?

Yes that is the Platinum AWD well the Platinum only comes in AWD. And yes the interior is leather and suede but I got the XYLON and Appearance Protection Warranties on it. So I should be taken care of for the next 5 years Smiley Happy


EX08 801 EQ08 812 TU08 805 Total Credit Line: $100K+
Message 59 of 102
MyLoFICO
Valued Contributor

Re: What did you buy?


@Anonymous wrote:
Is that a suede/nubuck dash on the Cadillac? Beautiful vehicle. For some reason I like the color names they've selected.

I can't even afford to drive by Aston Martin and that disgustingly beautiful convertible. Enjoy it!

lol. I know, right? I pulled into a BMW dealership parking lot once to make a call and felt like Julia Roberts in Pretty Woamn when she was shopping on Rodeo Drive in her street walker attire. Smiley Sad


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 60 of 102
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