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I financed a snowmobile through Sheffield, they gave me a 0% rate for 18mos, so I financed $12k with them and put $3k in cash down. I paid it in full last month before the interest charges applied and it shows paid on their statement. My most recent statement I recieved dated 5/2 shows it with a 0 balance. I checked my CR, it shows the April statement balance. I asked them to update it, and to send me the title but they insist that I will have it within 30 days. I usually finance through my CU and in the past they have mailed out the title's etc on the day I pay the loan in full. How long do they have to send the title and update my cr?
@revvystoke wrote:I financed a snowmobile through Sheffield, they gave me a 0% rate for 18mos, so I financed $12k with them and put $3k in cash down. I paid it in full last month before the interest charges applied and it shows paid on their statement. My most recent statement I recieved dated 5/2 shows it with a 0 balance. I checked my CR, it shows the April statement balance. I asked them to update it, and to send me the title but they insist that I will have it within 30 days. I usually finance through my CU and in the past they have mailed out the title's etc on the day I pay the loan in full. How long do they have to send the title and update my cr?
The 30 days they told you seems correct. That is actually fairly quick for CR updating.