New Contributor
Posts: 59
Registered: ‎06-18-2008

What loan places look at equifax?

Anyone have any inside info into which auto loan places look at your equifax report? Id like to use that one since its the highest score.

Frequent Contributor
Posts: 297
Registered: ‎02-24-2013

Re: What loan places look at equifax?

DCU uses Equifax solely for auto loans judging from all the post. You can try reading the auto loan thread too. But from reading this auto forum for months it seems DCU has the best rates. 


Good luck!

Starting Score: TU 489 EQ 561 EX unknown (2/24/2013)
Current Score: TU 647 EQ 627 EX 607 (7/05/2013) Lender Pulls ; MYFICO (10/11/2013) EQ 719, TU 679, EX 659 ; MYFICO (11/13/13) EQ 702, TU 660, EX 676 ; Lender Pull (11/15/13) EQ 702, TU 679, EX 684
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Valued Member
Posts: 39
Registered: ‎03-14-2014

Re: What loan places look at equifax?

I work for a Buick GMC dealer in Ohio and most lenders look at EQ , only use TR as ua back up if the score is higher to put them in a different rate bracket

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