Credit Score: EX 686 TU 690 EQ 659 Per CreditCheckTotal
AAoA: 1.9YR 1.1YR 1.1YR
# of positive trade lines: 11 - 2 Installment 9 revolving
# of negative trade lines: EX - 1 (MI ChildSupport 3k paid off 2 years ago) TU/EQ - 1 (Repo in 2011 should fall off July 2018)
Income:44k Salary w/ bonus 52k
Lenght of Employment: 3yr
Previous Loan Experience: See note about negative tradeline
Debt-to-Income (DTI): 6% not counting bonus income
Year of Car: 2017 28k-32k depending on final choice.
Miles:4
Purchase/Refinance: Purchase / Lease?
Requested loan term (XX Months): 60 or 72
Down payment amount: As little as possible - 1k.1-5k?
Co-borrower/Co-Signer: N/A
Other: Current NFCU member
Oldest Account 11.3 yr 6.2yr 6.2yr
Time Since Negative 2.4 yr 4.9yr 2.2yr
Seems somewhere that pulls EX or TU is the winner? I live in Michigan
Should I go ahead with the MyFICO scores to see what my AUTO scores are?
I'm interested in either a credit union purchase or lease through Hyundai (Dealer says they pull TU or EQ if needed).
