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Who Pulls TU or will take highest score of all? anyone pull regular Fico vs auto?

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Creditaddict
Legendary Contributor

Who Pulls TU or will take highest score of all? anyone pull regular Fico vs auto?

I have not seen my Auto Enhanced Fico since beginning of 2010.  Recently as of today you can see my TU Fico below is 660 and no baddies since BK 13 5-2007.

EQ still is showing the 2 Charge offs that I just got removed on TU.

But when I bought my car back in 2010 my Auto Enhanced was about 150 points lower then my regular Fico at the time register 647 EQ.

 

Anyone other then Credit Unions not pull Auto Enhanced? I actually think Car Max does not but not for sure.

 

I really lean towards refinancing my car I bought in 2010 because it's down to like $9k but I have been unable to for the last year... I would rather go trade it in and get a nicer newer car with more options if I'm not able to refi but can purchase newer for almost same payment based on interest rate coming down a lot.

 

Thoughts/Ideas/Suggestions! Smiley Happy

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1 REPLY 1
Booner72
Senior Contributor

Re: Who Pulls TU or will take highest score of all? anyone pull regular Fico vs auto?

Our local CU used the regular ol EQ FICO to refinance our truck.   Just call around banks/CU's and dealers to ask which version of the FICO and which FICO they use.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
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