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Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

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Anonymous
Not applicable

Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

Trying to determine what scores the three of these guys will use.

 

I know they will use the Auto Enhanced, but which one(s) EQ, TU, EX?

 

Thank you in advance for your help.

Message 1 of 29
28 REPLIES 28
Anonymous
Not applicable

Re: Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

Nissan and Infiniti use Equifax only

Message 2 of 29
Anonymous
Not applicable

Re: Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

What is considered tier 1 for Nissan?

Message 3 of 29
Anonymous
Not applicable

Re: Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

I don't know if Nissan use's the same tier score that Infiniti uses. I asssume you are looking to lease?  Infiniti has a Nine tier system for leasing Tier 0-3 will get you the best LMF for them. I would assume Nissan is the same as they are same company

Message 4 of 29
Anonymous
Not applicable

Re: Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

Here are the lease Tiers with Infiniti and the scores. These score are the Auto Finance Bureau Score

 

 

 

 

 

 

Tier 1

740+

 

Tier 2

739–720

Tier 3

719–700

Tier 4

699–680

 

Tier 5

679–660

Tier 6

659–640

Tier 7

639–620

 

Tier 8

619–600

Tier 9

 600

Message 5 of 29
Anonymous
Not applicable

Re: Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

are the tiers different to get the 0.9 for 60 month financing offer?

Message 6 of 29
Anonymous
Not applicable

Re: Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

The tiers apply to purchase as well, however Nissan buys deeper than Infiniti does. It also helps if you have been a previous Nissan Motor Acceptance Customer or an Infiniti Financial Services Customer. If the Nissan Store has a great Finance Department and you are the bubble they should be able to call in a favor and get a tier bump for you. They will look at the loan to value ratio as well for the tier bump and your car payment history as well. I would say if your Equifax Auto Score's are in the Tier 1-3 range you should be good to go for the 0.9% for 60 months

Message 7 of 29
Anonymous
Not applicable

Re: Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

My Auto EQ is 704

Message 8 of 29
Anonymous
Not applicable

Re: Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

You should be a Tier 3 and should be good to go. Again Nissan buy's deeper than Infiniti does. I wouldn't worry at all, But of course YMMV

Message 9 of 29
EddieK
Established Contributor

Re: Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

MBFS pulls TU in GA.

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 10 of 29
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