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Trying to determine what scores the three of these guys will use.
I know they will use the Auto Enhanced, but which one(s) EQ, TU, EX?
Thank you in advance for your help.
Nissan and Infiniti use Equifax only
What is considered tier 1 for Nissan?
I don't know if Nissan use's the same tier score that Infiniti uses. I asssume you are looking to lease? Infiniti has a Nine tier system for leasing Tier 0-3 will get you the best LMF for them. I would assume Nissan is the same as they are same company
Here are the lease Tiers with Infiniti and the scores. These score are the Auto Finance Bureau Score
|
Tier 1 | 740+ |
|
Tier 2 | 739–720 | |
Tier 3 | 719–700 | |
Tier 4 | 699–680 |
|
Tier 5 | 679–660 | |
Tier 6 | 659–640 | |
Tier 7 | 639–620 |
|
Tier 8 | 619–600 | |
Tier 9 | 600 |
are the tiers different to get the 0.9 for 60 month financing offer?
The tiers apply to purchase as well, however Nissan buys deeper than Infiniti does. It also helps if you have been a previous Nissan Motor Acceptance Customer or an Infiniti Financial Services Customer. If the Nissan Store has a great Finance Department and you are the bubble they should be able to call in a favor and get a tier bump for you. They will look at the loan to value ratio as well for the tier bump and your car payment history as well. I would say if your Equifax Auto Score's are in the Tier 1-3 range you should be good to go for the 0.9% for 60 months
My Auto EQ is 704
You should be a Tier 3 and should be good to go. Again Nissan buy's deeper than Infiniti does. I wouldn't worry at all, But of course YMMV
MBFS pulls TU in GA.