Who does Mercedes Financial, BMW Financial, and Nissan pull for the scores

[Anonymous]

MB is TU and BMW is experian here in NY 

[Anonymous]

BMW pulled TU for me in NC

[Anonymous]

I just got a Mercedes yesterday they pulled TU 04 Auto enhanced. And i got a credit card off the same inquiry.

Nissan pulls TU Auto 08 here in the northeast with Experian Auto 08 as a secondary. It varies by region which is primary or secondary. The special rates are typically tier 1-3 (700 plus or tier bump) but sometimes that also varies by car. Best to ask their finance office.

[Anonymous]

This is for Nissan Motor Acceptance Corp.

Format:
State

Primary
Secondary

CREDIT BUREAU

NAME

SCORE

Equifax

FACTA Beacon 09 Auto

TransUnion

FICO 08 Auto

Experian

Experian/Fair Isaac Auto Loan Model V8

Alabama

Equifax

Experian

Montana

Equifax

Experian

Alaska

Experian

Equifax

Nebraska

TransUnion

Equifax

Arizona

Equifax

Experian

Nevada

Equifax

Experian

Arkansas

TransUnion

Equifax

New Hampshire

TransUnion

Experian

California

Experian

Equifax

New Jersey

TransUnion

Experian

Colorado

TransUnion

Experian

New Mexico

Equifax

Experian

Connecticut

TransUnion

Experian

New York

Equifax

Experian

Delaware

TransUnion

Experian

North Carolina

Equifax

Experian

District of Columbia

Equifax

TransUnion

North Dakota

TransUnion

Experian

Florida

Equifax

Experian

Ohio

Equifax

TransUnion

Georgia

Equifax

Experian

Oklahoma

TransUnion

Equifax

Hawaii

Equifax

Experian

Oregon

Equifax

Experian

Idaho

Equifax

Experian

Pennsylvania

TransUnion

Experian

Illinois

TransUnion

Equifax

Rhode Island

TransUnion

Experian

Indiana

TransUnion

Equifax

South Carolina

Equifax

TransUnion

Iowa

TransUnion

Equifax

South Dakota

Equifax

Experian

Kansas

TransUnion

Equifax

Tennessee

Equifax

Experian

Kentucky

Equifax

TransUnion

Texas

TransUnion

Equifax

Louisiana

Equifax

Experian

Utah

Equifax

Experian

Maine

TransUnion

Experian

Vermont

TransUnion

Experian

Maryland

Equifax

Experian

Virginia

Equifax

Experian

Massachusetts

TransUnion

Experian

Washington

Equifax

Experian

Michigan

TransUnion

Experian

West Virginia

TransUnion

Equifax

Minnesota

TransUnion

Equifax

Wisconsin

TransUnion

Equifax

Mississippi

Equifax

TransUnion

Wyoming

Experian

Equifax

Missouri

Equifax

TransUnion

[Anonymous]

Wow!

Where did you find such a thing?

[Anonymous]

I work in finance at an auto group that has a Nissan store. Got that right from the Nissan guide.

[Anonymous]

What other lines does your group represent?

[Anonymous]

---

@Anonymous wrote:

I work in finance at an auto group that has a Nissan store. Got that right from the Nissan guide.

---

Very nice.. We need to compile a list to save here so that we can refer to.  What others are you willing to share?

[Anonymous]

VW, Honda, Chrysler Jeep, Ford, Fiat, Infiniti.  But that list was unique to NMAC, other lenders don't post a list like that.

[Anonymous]

Nissan was the only one like that, others don't list by state. I can tell you who pulls what in my region though. I have access to rate sheets but they change monthly and are worthless to consumers anyway, everything is about structure now.