12-29-2012 02:02 PM - edited 12-29-2012 02:04 PM
I am in need of a used car loan, as my current car is having major issues and need to trade it in. Looking for a loan for a 2011 Ford, price $20,000 with a trade of $6600...total loan amount under $15,000. Who should I apply with?
12-29-2012 04:34 PM
you can apply anywhere you want. But if you want to find a good APR. then you have to list out your credit report. like your AAOA and your creit card, credit limit, your credit scores.... etc....
12-29-2012 09:58 PM
If you want to get the best APR .
1: how much for CA?
2: how old CA?
3: you want to get them off or pay them?
4: open 3 credit card. And wait until it report to your credit report. To raise your score up.
You have to list complete your credit report, then we can help you better.
12-29-2012 10:00 PM
Another thing. Do you have any family willing to add you to any credit card has been 4 year or over?. This is big help
12-30-2012 09:46 AM
01-02-2013 09:17 PM
Congrats on that loan!
Just wondering, do you have a Chase checking and/or savings accounts?
Did you apply and get any other offers? My score is 600 and the best APR I was offered was 22.9%. I paid off one car loan 60 months with no lates at all and another car loan is paid off with a couple 30 day lates.
01-03-2013 06:22 AM
We do not have a Chase account. No other offers that I know of, the dealer finance guy worked all of it out for us. I do think the $6000 trade helped....I believe it was just a HUGE blessing with the scores that we currently have. Keep trying!
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