Will I Get My Lease Approved?

[Anonymous]

Hi All,

This is my first time getting a lease and I want to see if anyone knows what my odds will be.  I have very good credit (782-809) and a gross income of about $9000/month.  Mortgage is about $2000 and I have about $2k in revolving debt on my card that I always pay off.  I have never leased or financed a car before.  

The catch is the car I want is about $130k.  The lease payment would be about $2k.

Thoughts?  Thanks!

[blondy250]

You have good enough scores (depending on where you got them, they may me real or fako), but the fact that you've never leased or financed a car before would hurt your auto enhanced score. However based on your income and the debts you've listed I highly doubt you would qualify for a lease unless you reduced the capital cost by putting a large percentage down like 30%. Of course YMMV.

[Creditaddict]

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@Anonymous wrote:

Hi All,

This is my first time getting a lease and I want to see if anyone knows what my odds will be.  I have very good credit (782-809) and a gross income of about $9000/month.  Mortgage is about $2000 and I have about $2k in revolving debt on my card that I always pay off.  I have never leased or financed a car before.  

The catch is the car I want is about $130k.  The lease payment would be about $2k.

Thoughts?  Thanks!

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Mercedes? you probably will be okay directly with the bank of the car maker because it's capitive and they deal in that realm all the time.

[Anonymous]

Tesla actually.

FYI I was approved for the lease.  Thanks everyone for the help!

[Creditaddict]

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@Anonymous wrote:

Tesla actually.

FYI I was approved for the lease.  Thanks everyone for the help!

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these seemed obvious because of the name but I ddin't think the Teslas quite got that expensive... super congrats... gorgeous car!