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ah32 wrote:
How long will it take to get another car loan after a repossession? Does anyone know of lenders that work with individuals like me? I want to put together a plan now, so that maybe in 6-12 months I can buy a used car. Thanks for any and all advice. I don't think I can wait another 7 years!
Extremely happy that the 7 year mark is finally here and my repo is due to drop off my credit report!! It recently dropped from my Experian report, but Transunion states 11/14 and Equifax states 12/14. I'm in the process of looking for another car to buy, but waiting for them to drop off all my reports. I still have a few negative items that will drop off in March, but I can't wait that long. I will probably have to refinance in 6 months. I plan to go to a dealer, but not sure how to do a refinance so quickly after a purchase. Anyone have similar experiances?
I find that every negative mark comes off a month later with Equifax. Anyone know why?
That's great to hear. I wondered why an almost 7 year old post was resurrected.
Equifax is just a pain in the butt.