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Will I qualify?

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jon17brown
Valued Member

Will I qualify?

I'm in need of a new car badly but I'm not sure if I could get financing. Here's what I'm working with…

6 months CC history with 1% ut and I've never had a car loan before. My income is 30k.
Message 1 of 5
4 REPLIES 4
Creditaddict
Legendary Contributor

Re: Will I qualify?


@jon17brown wrote:
I'm in need of a new car badly but I'm not sure if I could get financing. Here's what I'm working with…

6 months CC history with 1% ut and I've never had a car loan before. My income is 30k.

We need to know current FICO TU at min. but should get FICO EQ also.

What do you currently have for credit cards? limits? what banks, etc.

What do you want to buy, new used? make model, etc.

Message 2 of 5
jon17brown
Valued Member

Re: Will I qualify?

I have a cap1 secured (300) and a cap1 unsecured (500). And actually I'm getting a little ahead of myself bc my first score won't generate until next month. Just trying to get a feel for where I'll be at that point. I'm def buying used and as far as make/model, it doesn't really matter. Whatever I can afford I guess.
Message 3 of 5
Creditaddict
Legendary Contributor

Re: Will I qualify?

age? what state you live in?

Message 4 of 5
jon17brown
Valued Member

Re: Will I qualify?

27. Mass
Message 5 of 5
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