Will any of these CU's pull standard FICO instead of auto-enhanced? DCU, USAA, PENFED, ALLIANT

[pakman92]

I'm wondering if any of the following creditors will pull FICO classic instead of auto-enhanced.  DW's never had an auto loan and her auto-enhanced score is likely to be much lower.

DCU, PenFed, Allliant, USAA

in addition if you know of any creditors that pull classic, I'd loved to know.

thanks

[pizzadude]

If you haven't already, try searching the Auto Loan Approvals thread ~ it lists approvals/scores/creditors and you should be able to find some good info there.....

[pakman92]

---

@pizzadude wrote:

If you haven't already, try searching the Auto Loan Approvals thread ~ it lists approvals/scores/creditors and you should be able to find some good info there.....

---

pretty much nothing there on that thread on whether various lenders pull classic or auto-enhanced...

[Anonymous]

Why not just call them and ask?  Most lenders are willing to tell you what score they use and which bureau they pull.

[pakman92]

---

@Anonymous wrote:

Why not just call them and ask?  Most lenders are willing to tell you what score they use and which bureau they pull.

---

I called DCU.  When I asked if they will pull auto-enhanced FICO for auto loan, CRS said, they will pull regular FICO, but she seemed unsure (or didn't know what I was talking about...)

[Anonymous]

I just had my scores pulled from Alliant.

I don't know what the f*** happened, but they pulled an Equifax (I don't know where they got that equifax from) and the score they pulled was 50 points lower than FICO Equifax, 75 points lower than Equifax from Equifax's website, and 80 points lower than AMEX Equifax score.

The sheet just says "Equifax score". I highly doubt it is auto-enhanced, since I've had 1 car loan for 4 years and never a late payment ever.