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Wow, this is really great information, thanks for sharing. I have about the same LTV you do and been crapped on every turn trying to refi my currently 22% APR down to any reasonable level. Going to try Cap1.
OP what did you use for prequal? Mine says it needs to be less than 130% LTV.
https://autorefi.capitalone.com/prequalify
I used the above. Hope it helps!
@s2srea wrote:https://autorefi.capitalone.com/prequalify I used the above. Hope it helps!
Nope, that's what I used. It very clearly stated that their maximum LTV was 130% when I input my information.
Oh well, at least someone got lucky!
Hmmm.... I didn't notice that. They did say that the pre-qual was a soft check, not sure if that makes a difference to you. Sorry!
I'm wondering where you saw that. I must have missed it (fortunately!). I was only paying attention to the main page requirements:
No, it said it when I put in my vehicle and payoff information. It wouldn't allow me to submit the form without reducing the payoff to 130% LTV.
Gotcha. Okay I didn't receive that message.
Yea, that's why I said I'm glad someone got lucky at least. Now the angular is busting and I can't even select a vehicle! >.<
what is DCU ?
@Anonymous wrote:Sorry about DCU - I was going off their website that they go over.
Sorry about DCU - I was going off their website that they go over.
