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And what type of interest would I be looking at? Thanks for your help!!
Credit Score: Ex FICO - 641 EQ FICO- 638 TU FAKO- 645
AAoA: 4 year 6 months
# of positive trade lines: 18
# of negative trade lines: 2 (2 years old each.. may wait till January, will be 3 years old by then)
Income: $60,000 ($8000 raise in January, may wait till then)
Lenght of Employment: 3 years
Previous Loan Experience: No auto loans
Debt-to-Income (DTI): 10%
Year of Car: 2013
Miles: 10,000
Purchase/Refinance: Purchase
Requested loan term (XX Months): 48-60 months
Down payment amount: $2,000
Co-borrower/Co-Signer: Available but not wanted
Other: car costs $17,000
Thanks for your quick reply. My credit union through my job offers low APR and the payments would come right out of my check which is super easy. Just trying to see what kinda deal I'm looking at here. Those scores are with 0 revolving credit. I know to take it with a grain of salt, but according to the FICO score simulator, my scores will jump to just about 700 when these 2 credit cards I just opened begin reporting.
@Anonymous wrote:Thanks for your quick reply. My credit union through my job offers low APR and the payments would come right out of my check which is super easy. Just trying to see what kinda deal I'm looking at here. Those scores are with 0 revolving credit. I know to take it with a grain of salt, but according to the FICO score simulator, my scores will jump to just about 700 when these 2 credit cards I just opened begin reporting.
if you are working with a credit union than you should be good... apply with them after the new cards report.