I am going to buy a new car between now and the end of the year and most of the dealers I went to say the use the standard FICO score. I dont know if they mean the auto-enchanced version or not..
It seems to me that your auto-enhanced FICO score should be at least as good as your FICO score you can get hear unless you have had problems with any car loan.
The only negatives on my CR are for a BofA CC so I like the fact that they would focus on my car loan payment history which is perfect.
Just my opinion but I kinda like the idea that the auto kender wouild focus more on my auto payment history rather then my CC payment history.
Anyway it is probably possible to get a car loan from a company that just looks at your standrd FICO so you may have a choice on which way you go.
1/25/2021: FICO 850 EQ 848 TU 847 EX