Auto Loans

[2009]

Does anyone know about how many more points does the dealer give you for the auto enhanced scores?

Thanks!

[Lynnst]

It depends on your auto loan history.  Mine was 39 points higher than my regular FICO.  I had one prior auto loan still showing on my CR.  It was a 5 year loan - I was never late and the car was paid off. 

[pizzadude]

+1.  It will vary as desribed above.  If your auto loans have negatives then you can expect that your auto enhanced scores will be lower.    If your payment history is good then I'd expect them to be higher than your Classic FICO score.

[Revelate]

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pizzadude wrote:

+1.  It will vary as desribed above.  If you auto loans have negatives then you can expect that your auto enhanced scores will be lower.    If your payment history is good then I'd expect them to be higher than your Classic FICO score.

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Whoa now with pretty Blue title, grats PD!

[creditnocash]

my auto enhanced was 14 points higher then myfico purchased directly from here. 

note that i have no negatives and no car/installment loans ever. aaoa was 7.5 months with 2 credit cards being 1year 9 months and 1 yr 7 months.

[John060675]

I was perfect on my prior car loan, and my auto enhanced was only 7 points higher than my actual FICO score.

[Scuba]

With a 7 point difference, how many auto loans do you have on your CR?

I have quite a few auto loans on my CR and only one has lates, 10 of em' but that was 2 cars ago,

When I bought my 2012, my auto enhanced score seemed to be the same as my 2009 (crappy score in 2009 due to all the lates in 2008) and this doesn't make any sense to me.

My 2009 car I paid perfectly and I would have thought my score would have gone up a little by 2012.  My auto score was 60 points lower than my fico score.  What a bummer.

[golo]

WOW, what a bummer! I'm telling you, you can't never win with this people, ugh!

[Shogun]

Confusion is part of the game I do believe.

[Snoopy7]

My auto enhanced score was 43 points higher than my EQ FICO.