Let's say i apply for a loan with my cu for $25,000 for a car loan. does anyone know how long thats good for before i have to apply again. 30day ect? also does anyone have exp. buying a car in another state/bordering state. do i get a check from the cu and hand over to the new owner and take the title from him. just seeing if anyone has any experience with this or something similiar. thanks for your feedback.