Tell us a little more about your Credit Report. What accounts do you have open, balances, credit limits, other loans.
What derogs do you have? Any recent lates? Any collections?
How old are your accounts? Do you have a previous auto loan on your report? Was it paid satisfactorily or had lates/derogs?
Score alone does not define what you get and if you get. It is only the "foot in the door" so to speak. Then your actual contents, income, loan amount and your down payment come into play.
