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autocreditexpress.com and credit unions

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beachdudede
Valued Member

autocreditexpress.com and credit unions

Has anyone used sites like autocreditexpress.com and roadloans.com? autocreditexpress.com was noted by a site called realcartips.com as one place to apply for people with bad credit.

 

And, is it common for a credit union to do a hard pull for your membership application? My local CU tells me they will perform a hard pull if I apply.

Current: FICO Equifax 662, Experian 659, TransUnion 671
Capital One CC: $500, 5% util
Short-term goal: Move out of sub-prime
Long-term goal: improve score to allow me to buy the home I'm renting
Message 1 of 3
2 REPLIES 2
StartingOver10
Moderator Emerita

Re: autocreditexpress.com and credit unions

Yes, very common for CU's to pull your credit for membership.

 

Don't know anything about autocreditexpress at all

Message 2 of 3
Remember0
Valued Contributor

Re: autocreditexpress.com and credit unions

I'll note that some people with bad credit here have had success with roadloans. Though roadloans sometimes returns a pretty high APR. Worth a try if you need a car and have bad credit (FICOs less than 620 on all bureaus) though.

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