Honda financial reported my account paid in full in April. The lease was turned in early (March) and I still had "4" payments remaining at the time. They reported this to all 3 files as paid in full zero balance.
Since I still had these payments remaining, I intended and still was paying them monthly. Got a call last week from Honda Financial saying that the account is past due by $1900 (the balance remaining), worked out to keep paying monthly. Now I just got an alert from equifax saying that they (Honda Fin) have now made a remark to the "closed account", paid full termination not more than 31-60 past due Hadn't missed a payment in 32 months.
Since the comment is made as an alert and the account is closed, WILL that remark affect my score?
I checked my report this morning and I didn't see a derogatory remark against the overall account.
Can remarks against a closed account rise from the dead and affect you in anyway?
Oh by the way, since i seen that remark i paid the balance in full ! 