can I get a car loan with chapter 7 filed almost 2 years?

[kenshin03]

I wanna get a car loan maybe next year just wonder if I can get approve.just file chapter 7 almost 2 yrs ago never had auto loan,right now I have 2 credit card.

Thanks!

[09Lexie]

There are several lenders who approve credit with bks. If you are eligible to join a CU, I would do that; their credit lending tends to be more lenient and the terms would be better.

[kenshin03]

Thanks for the responsed!  credit union is stand for CU right?

[jackg]

I wanna get a car loan maybe next year just wonder if I can get approve.just file chapter 7 almost 2 yrs ago never had auto loan,right now I have 2 credit card.

It can be done and your best bet is a credit union. The largest is Navy Federal Credit Unuion (NFCU) and if you have an active duty or veteran in your family you would qualify to join. Just remember that your interest rate will be impacted by your credit history so if you haven't already pulled your FICO scores & reports I suggest you do so now so that you know what you have to deal with.

Good Luck

[Anonymous]

Remember, car loans are secured loans so a lendor is more flexible on lending standards. The lower scores will pay higher interest rates but, likely can still obtain a vehicle loan.

[kenshin03]

Thanks for all the responsed!!!sorry Its been a while..